We understand buying your first home is exciting but it could be a very stressful and emotional journey as everything is new to you and you are not sure what to do, don’t worry we will guide you through every single step from start to the end (settlement). We will propose a loan structure that suits your loan requirements. We also have instructive guidance under “Purchase Process”, under this page you will be able to read full details on each home loan application process. We will explain to you all the upfront costs that will involve with your home purchase such as government costs (stamp duty and transfer fee), minimum deposit, and lender mortgage insurance. We will also guide you through any government grants or concessions that you may be eligible for (such as first home owner grant, stamp duty waiver, LMI waiver) that will save you on the costs. Get in touch with us so we can assist you to purchase your dream home!