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CALCULATORS

CALCULATORS

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Home Loan Calculators

Loan repayment calculator

Use this repayment calculator to understand how much your loan repayments might be.

How much will my repayments be?

This is one of the most common questions asked by our clients. This calculator will help give you an idea but there are a number of factors that determine what they will be (e.g. which lender you choose, what rate type you opt for and much more). We can help you understand your options - give us a call to chat through the numbers in more detail.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Borrowing power calculator

Use the calculator to find out how much you could borrow.

How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.

Although this calculator will give you an indication as to how much you could borrow, your borrowing capacity between two banks could be thousands of dollars – the difference between purchasing your dream house or settling for your second favourite.

We can work with you to understand which lender is best suited for your situation and get you one step closer to achieving your goals.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Extra mortgage repayments calculator

You could potentially save thousands of dollars and take years off your loan by making extra repayments. Let’s run the numbers.

How much could you save by making extra repayments?

This mortgage repayment calculator helps you calculate these savings based on different repayment amounts over various terms. For more guidance, give us a call.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Loan repayment calculator

Use this repayment calculator to understand how much your loan repayments might be.

See how the numbers stack up.

When it comes to comparing home loans it's not just about the interest rate. Different loans have different fees, features and repayment options. Sometimes, the loan with a lower interest rate may end up being more costly when you add up all the fees and charges.

Our Compare Two Loans Calculator is a good place to start to see how the numbers stack up between two loans, but if you're after a more accurate assessment of your options, get in touch and we’d love to help.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Mortgage offset calculator

Use the calculator to see how quickly you could pay off your loan with an offset account.

Benefits of an offset account

An offset account can be a powerful tool for those seeking a mortgage.

Use the offset calculator to:

- See how much sooner you can pay off your loan if you have an offset account.

- Work out how much interest you can save from just having extra cash sitting in a mortgage offset account.

If you want to reduce your mortgage repayments, get in touch.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Split loan calculator

The split loan calculator will determine your required repayments and how they compare for the variable term and fixed term of the loan.

Compare repayments for fixed and variable rates

If you choose to fix your loan at a set rate for a certain period of time you will expect your repayments to change when your loan moves to the variable rate period. This calculator will help you understand how the repayments will change over time. To understand the loan options available including rates and features, give me a call.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Budgeting Calculators

Budget planner calculator

Use this budget planner to help understand your income and expenses, and where you could make savings.

Where could you make savings?

Use this budget planner as a guide to understand your spending habits, how much you could save and what lifestyle changes you might need to make to hit your savings goal. This is just an indication, give me a call so we can chat through the specifics and I can advise on your next steps to reach your goals.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Stamp duty calculator

Find out how much budget you need to set aside to cover Stamp Duty costs and what the requirements are in your state or territory.

How much will Stamp Duty cost?

When purchasing property, you need to set aside additional funds to cover stamp duty costs. Find out the stamp duty requirements in your state or territory using the stamp duty calculator. First home buyers may be eligible for stamp duty concessions, to find out if you're eligible for any discounts on your stamp duty give us a call.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Savings planner calculator

Use the calculator to find out how much you could save.

Understand how much you could save

Use this calculator and find out how much you could save over a period of time. Chat to us about how much genuine savings you might need to secure the loan needed to purchase your home or investment property.

Other Calculators

Balloon payment calculator

Use the balloon payment calculator to understand the impact that a balloon payment will have on your monthly loan repayments and the total amount of interest you’ll be required to pay.

Impact of balloon payments

Typically people use balloon payments to lower the cost of their repayments at the start of the loan period. Balloon payments will impact on the amount of interest you pay too, so it’s important to compare your options before making a decision. Give us a call and we can chat through your options.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Car loan calculator

Find out how much your car loan repayments will be, and the total interest charged for the car loan.

Understand your car loan repayment

There are several factors that determine what your car loan repayments will be so it’s worthwhile having a broker on your side to help you understand your options.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Credit Card Calculator

Understand how long it’ll take to complete your repayments and how much interest you will pay.

Compare your repayment options

This calculator will show you how long it’ll take you to repay your credit card debt if you were to make the minimum repayments. Compare this against how long it’d take (and how much interest you would pay) if you were to make higher repayments. We work with you to understand your debt and find a suitable strategy that will help you pay it back faster. Get in touch today to hear about your options.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Income tax calculator

The income tax calculator can be used to calculate your net income.

Get closer to understanding what you can afford.

Your income is a major determining factor in your borrowing capacity. It is important to understand your monthly income to help give you an idea as to how much you can realistically afford. You can also use the budget planner to understand all of your expenses and find ways to save.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Lump sum repayment calculator

This home loan repayment calculator helps you calculate the savings benefits of making additional lump sum repayments on your home loan.

How much could you save?

Good mortgage management can help you save both time and money on your home loan. Additional lump sum repayments can significantly reduce the amount of interest you pay on your home loan and the term of your loan.

This calculator estimates the time and money you will save on your loan under various lump sum scenarios. Not all home loans allow for lump sum repayments to be made. We have access to over 60 lenders, get in touch and we can advise on your loan options.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.

Personal loan repayment calculator

Use this calculator to find out how much your personal loan repayments will be.

How much will your repayments be?

There are several factors that determine what your repayments will be on your personal loan. Although this calculator gives you an indication as to what they might be, we suggest that you get in touch so we can find you a loan that aligns with your current (and future) goals.

Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.